Worldwideinsure.com - Car hire excess insurance reviews and comparison.

worldwideinsure.com – Car hire insurance reviewed

Policy name	Excess Reimbursement Insurance for Car Hire.
Price	Daily rate for Europe from £1.90 per day, daily rate for worldwide from £2.90. Annual policy for Europe from £45, annual rate for worldwide from £55.
Number of trips/days covered	Daily (but minimum three days) or annual cover offered. Daily cover can be used for a maximum of 180 continuous days. On an annual policy you can hire a car as often as you like during the year, but each rental is limited to 31 continuous days on any one car hire agreement.
Area covered	Europe or worldwide.
What is covered?	Covers the excess on theft or damage to the rental vehicle including the undercarriage, windows and tyres, plus loss or theft of keys.
Amount of cover	Excess up to the maximum of £2,000 (or equivalent in local currency) per claim and £3,000 per rental agreement in total.
Multiple drivers covered?	Yes. The policy covers the policyholder, plus any other persons named on the car rental agreement (as long as those other people would have been eligible to buy this insurance themselves).
Rentals in home country covered?	Yes, for an additional premium.
Rentals near home covered?	Yes, if home country premium paid.
Restrictions on drivers’ ages?	Drivers must be between 21 and 84.
Additional items included	Lost or stolen car keys – up to £500. Misfueling cover – up to £500. Towing costs – up to £500 (not including repair or replacement of any mechanical parts or damage to the engine due to use of incorrect fuel).
Small print/exclusions to beware of	You are not covered for: The rental of “Expensive or Exotic” vehicles not considered to be a conventional and usual rental vehicle, and “Antique” vehicles, which are over 20 years old or which have not been manufactured for 10 years or more. Any vehicle with a Retail Purchase Price in excess of £50,000. The rental of certain vehicles namely, motor homes, trailers or caravans, vans, trucks, non-passenger carrying vehicles, vehicles that carry more than 9 people including the driver, motorcycles, mopeds, motorbikes, off-road vehicles and recreational vehicles. Losses occurring from driving whilst not on a public highway (except when travelling to/from accommodation that is only accessible by unmade road and, in these circumstances, due care and attention must be exercised to minimise risk of any damage to the vehicle.).
Policy underwritten by	White Horse Insurance Ireland Limited.
Procedure for claiming	Contact AXA Assistance Claims Centre Ltd within 31 days of the end of the rental agreement to notify loss and request a claim form to be sent to you by email, fax or post. You must complete, sign, date and return the claim form with all supporting documentation requested.