Europe = £49 per year

Worldwide = £59 per year

Daily cover can be used for a maximum of 62 continuous days.

On an annual policy you can hire a car as often as you like during the year, but each rental is limited to 31 continuous days on any one car hire agreement.

Cover for theft of, or damage to, baggage and/or personal belongings provided the items in question were in either a locked boot or glove box only. Cover is for £300 in total for any one claim and, within that, £150 for any single item.

If you can’t provide an original receipt, proof of purchase or insurance valuation (obtained prior to the loss) for the lost item then the maximum payment for that item is £75, and a total maximum £200 for all such items. (Note that claims must be reported to an appropriate police authority within 24 hours of discovery and an official police report obtained, and evidence of forced entry must be confirmed by the hire car company and/or police. Note also that the insurance will not pay out if your loss is recoverable under any other insurance, so if you already have separate travel insurance, this baggage cover inclusion is not a great benefit in your car hire excess policy).

Car Rental Key Cover:

This insurance also covers you for costs up to a maximum of £500 (or equivalent in local currency), per claim, subject to a maximum of £2,000 in any one year, for replacing a lost or stolen rental car key, including replacement locks and locksmith charges.

• The rental of any vehicles where the value of the vehicle exceeds £50,000, or of vehicles which are more than 10 years old.
• For annual policies, the rental of “Expensive or Exotic” vehicles not considered to be a conventional and usual rental vehicle, and “Antique” vehicles, which are over 20 years old or which have not been manufactured for 10 years or more.
• The rental of certain vehicles, namely: motor homes, camper vans, trailers or caravans, trucks, commercial vehicles, motorcycles, mopeds, motorbikes, off-road vehicles, recreational vehicles and passenger vans and vehicles with more than 9 seats.
• Losses occurring from driving whilst not on a public highway.
• Loss or damage to the rental car as a result of its fuel tank being filled with the incorrect fuel type.

(Note that www.theaa.com is part of insurance4carhire.com).

You should request a claim form to be sent to you by email, fax or post. You can also use the email link on the claims page of the website www.insurance4carhire.com to notify Travel Guard (who administer any claims). You must fully complete, sign and date the claim form and return it with all supporting documentation – outlined below – by email, fax or post to:

1. Copy of your policy from Insurance4carhire.com.

2. Copy of your car rental agreement.

3. A copy of your charge receipt (if separate from the rental agreement)

4. If the incident by law requires the attendance of the police, you will need to send a copy of the police report.

5. Your copy of the rental company’s accident damage report.

6. Invoices / receipts / other documents confirming the amount you have paid in respect of accident / damage / loss etc. for which the car hire company holds you responsible.

7. Copy of your credit card statement showing payment of the damages claimed.

8. Copy of the driving licence of the person driving the rented vehicle involved in the accident (the driver).

9. Name and address of your bank together with the sort code and account details. This will facilitate reimbursement as the insurance company prefers to make the payment directly to your bank.